
In the second quarter of 2026, small and medium-sized businesses will attract at least 50 billion rubles of debt financing under the umbrella guarantees of the SME Corporation. Special limits of such guarantees in the amount of 25 billion rubles have already been brought to partner banks, including VTB, Sberbank, Alfa-Bank, Sovcombank, T-Bank, Bank Saint Petersburg, Uralsib, Novikombank, PSB Bank and SME Bank.
In the second quarter of 2026, small and medium-sized businesses will attract at least 50 billion rubles of debt financing under the umbrella guarantees of the SME Corporation. Special limits of such guarantees in the amount of 25 billion rubles have already been brought to partner banks, including VTB, Sberbank, Alfa-Bank, Sovcombank, T-Bank, Bank Saint Petersburg, Uralsib, Novikombank, PSB Bank and SME Bank.
In 2025, the largest volume of "umbrella" guarantees from the SME Corporation fell on enterprises from the fields of manufacturing, infrastructure construction projects, logistics, trade, and scientific and technical activities.
"The umbrella guarantee mechanism is one of the most effective tools for supporting SMEs, which expands access to debt financing. According to the results of the first quarter of this year, we see a significant increase in demand for the product. The limits of the SME Corporation make it possible for businesses to use borrowed funds to scale and develop production facilities, replenish working capital and increase output, including in the field of import substitution and strengthening the technological sovereignty of the country," said the Deputy Prime Minister of the Russian Federation.Alexander Novak.
This year, umbrella guarantees will allow businesses to attract at least 216 billion rubles of financing. This will provide an opportunity to solve current problems and at the same time lay the foundation for further growth, the Deputy Prime Minister added.
Since the launch of the SME Corporation's umbrella guarantee mechanism in 2021, about 92,000 entrepreneurs have received almost 1.3 trillion rubles in debt financing. Of these, more than 60% accounted for small and medium-sized enterprises in the non-trading sector, including manufacturing, infrastructure construction, logistics, agriculture, scientific and technical activities, IT and tourism.
The SME Corporation's umbrella guarantees help entrepreneurs obtain a bank loan of up to 1 billion rubles in the absence or insufficiency of collateral covering up to 50% of the amount of borrowed financing. The guarantee is provided to the business free of charge and automatically in the "single window" mode.
The umbrella guarantee mechanism was launched on behalf of the President of the Russian Federation and is being implemented as part of the national project "Efficient and Competitive Economy".
Source: economy.gov.ru
Photo on the cover: corpmsp.ru